Category: Opinion
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Estate Planning: Adding Your Child to Property Title Explained
By Latif Nizamani Thinking of Adding Your Child to Your Home Title? Read This First Many Canadian homeowners are advised to add an adult child to the title of their home as a way to simplify estate planning and potentially reduce probate costs. While this strategy may be appropriate in certain situations, it is important to…
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How the MSR Program Transforms Housing for Seniors
By Latif Nizamani Recent discussions about governments purchasing unsold condominium units have highlighted an important reality in today’s housing market: thousands of completed or nearly completed condominium units remain unsold across Canada. Governments are exploring ways to put these homes into use more quickly by purchasing some of them for affordable housing programs. While this…
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The Hidden Threat to Canadian Retirement
A growing and largely overlooked challenge is quietly reshaping retirement in Canada: the rising cost of elder care. Contrary to common belief, retirement savings are not being eroded by poor investments or excessive spending, but by the financial burden of long-term care. In many cases, even disciplined, middle-class families who have followed all the traditional…
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Understanding RRSP Withdrawals in Retirement: What You Need to Know
Planning your retirement income in Canada requires a clear understanding of how Registered Retirement Savings Plans (RRSPs) are taxed. While RRSPs offer valuable tax deferral during your working years, withdrawals in retirement are taxable and must be carefully managed. This guide explains how RRSP withdrawals work and what to consider when planning your retirement strategy.…
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Reverse Mortgage: A Boon or a Bane for Retirees?
For many older Canadians, the family home represents far more than a place to live—it is a source of emotional comfort, long‑term stability, and, increasingly, financial security. As the population ages and retirement savings face growing pressure, reverse mortgages have gained prominence as both a helpful and controversial financial tool. They offer access to home…
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Market Demand for Muslim Seniors Housing in the Greater Toronto Area
Growing Muslim Population in Canada: Canada’s Muslim population has been one of the fastest growing religious communities in the country. According to recent census data, more than 1.7 million Muslims live in Canada, representing roughly 4.9% of the national population. The Greater Toronto Area (GTA) is home to the largest concentration of Muslims in the…
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Market Demand for Muslim Seniors Housing
Growing Muslim Population in Canada: Canada’s Muslim population has been one of the fastest growing religious communities in the country. According to recent census data, more than 1.7 million Muslims live in Canada, representing roughly 4.9% of the national population. The Greater Toronto Area (GTA) is home to the largest concentration of Muslims in the…
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How the Senate Housing Report Supports the Muslim Seniors Residence Concept
The report “Out of Reach: Unlocking Canada’s Housing Affordability Crisis” by the Standing Senate Committee on Banking, Commerce and the Economy highlights structural issues in Canada’s housing system and recommends solutions that align with innovative housing models. The Muslim Seniors Residence (MSR) concept reflects several themes and policy directions identified in the report. 1. Need…
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How the Senate Housing Report Supports the Muslim Seniors Residence Concept
February 3, 2026 – The report was formally introduced for consideration in the Senate chamber The Muslim Seniors Residence initiative proposes a community‑led housing model designed to address both Canada’s housing shortage and the growing need for culturally appropriate senior living. Inspired by policy directions highlighted in the Canadian Senate report on housing affordability, the…
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What Global Investors See in Canada That Many Home Buyers Don’t
Insights from the Colliers 2026 Global Investor Outlook Every day we see headlines discussing housing affordability, rising mortgage costs, and concerns about the future of the real estate market. For many buyers and homeowners, these discussions naturally create uncertainty. However, when we look at the market through the lens of global institutional investors, the perspective…
